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Retirement. Reassured.

Phone » 760.752.7848

The Power of a Plan Retirement. Reassured. Addressing Today’s Retirement Challenges Customized Retirement Solutions

Understanding Today's Financial Environment

With over 25 years experience in the financial services industry, Hood Financial Insurance Services, LLC, is the premiere independent, insurance-based financial services company.

We specialize in working with pre-retirees and retirees who are serious about safely reaching their objectives and achieving maximum results without risk.

Whether you are looking to improve your retirement readiness, reduce taxes, increase your income, leave a legacy, or simply protect your estate from the uncertain issues of aging, we cover it all. 

At Hood Financial, we understand that individuals face unique challenges as they prepare for and live through their retirement years.

We can help take the mystery out of what to do today and to adequately plan for an uncertain tomorrow.      

We are a proud member of the following organizations.

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Helpful Content

Estate Management Checklist

Estate Management Checklist

Is your estate in order? This short quiz may help you assess your overall strategy.

Interest Rates: How Low Can They Go?

Interest Rates: How Low Can They Go?

The question used to be, “How low can interest rates go?” Now it's, “How long can rates remain at their historic low levels?”

Volunteering in Retirement

Volunteering in Retirement

For many, retirement includes contributing their time and talents to an organization in need.

 

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

Life and Death of a Twenty Dollar Bill

How long does a $20 bill last?

Red Flags for Tax Auditors

Here are six flags that may make your tax return prime for an IRS audit.

A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

Is Term Life Insurance for You?

Term insurance is the simplest form of life insurance. Here's how it works.

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

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Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Can I Refinance My Mortgage?

This calculator can help determine whether it makes sense to refinance your mortgage.

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5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

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Surprises

Making the most of surprises is a great reason to work with us.

Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate

The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.

Investments

You’ve made investments your whole life. Work with us to help make the most of them.

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

Your Personal Recovery

As the economy gathers momentum, many are waiting for their personal finances to gather momentum, too.

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