Retirement. Reassured.

Phone » 760.752.7848

Michael D. Hood, CLU®, ChFC®, AEP®, CASL®, RICP®

Michael D. Hood, CLU®, ChFC®, AEP®, CASL®, RICP®

Founder and President

Michael D. Hood, CLU®, ChFC®, AEP®, CASL®, RICP® is the Founder and President of Hood Financial, LLC- a family owned, fee-based, financial services firm providing independent and comprehensive retirement planning and investment advisory services.

Since 1986, Mike has specialized in helping pre-retirees and retirees create, maintain, and enjoy a worry-free retirement by using proven strategies to:

  • Safely increase and guarantee income
  • Protect assets
  • Reduce taxes
  • Protect against catastrophic health care expenses
  • Simplify finances
  • Create and leave a meaningful legacy.

“My biggest sense of accomplishment comes from knowing how many clients I’ve been able to help over the years and the difference that’s made in their lives.  My dad was a doctor, and as a fiduciary who also has a mandate to act in his client’s best interests, I liken my role as a financial advisor to that of a doctor; following the tenants of the Hypocratic oath to ‘first, do no harm’.” 

Mike’s duties include; new client acquisition, creation of financial plans, allocating clients assets, daily monitoring of client portfolios, retirement income creation and projections.

A California native, Mike enjoys an active lifestyle which includes golf, music, movies, church and community service.  He and his wife Bev have 3 children, two grandchildren (so far), and live in Rancho Bernardo, CA.

(For more details about Mike and our services see "The Hood Financial Story" and "List of Services”)