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"How To" Financial Solutions Checklist

The following is a partial list of sample 'how to' financial solutions we specialize in at Hood Financial.  


Determine Your Net Worth

Create And Stick To A Budget

Take Control Of Your Finances

Create A Realistic Financial Plan

Monitor Cash Flow And Expenses

Create More Financial Peace Of Mind

Find Hidden Equity Among Your Assets

Get Organized And Stay Financially Focused

Downsize Your Home And Use Home Equity Wisely

Reduce, Consolidate, & Simplify Your Financial Life

Leverage The Use Of Technology With Your Finances

Reduce Number Of Accounts, Unproductive Relationships

Make The Right Decisions Financially When You’re Suddenly Single



Avoid Running Out Of Money

Offset The Effects Of Inflation

Avoid Sequence Of Returns Risk

Know How Much You Can Spend

Know How Long Your Money Will Last

Maximize Your Social Security Benefits

Know What Assets To Spend Down First

Create & Enjoy A Worry-Free Retirement

Determine How Much Income You’ll Need

Create A Guaranteed Lifetime Income Plan

Plan For Major Health Care Related Expenses

Increase Your Odds Of Not Running Out Of Money

Safely Get More Lifetime Income Using Less Assets

Understand How Income Streams Work In Retirement

Take The Seven Common Retirement Risks Off The Table

Take Advantage of Tax-Free Retirement Income Strategies

Know The Best Social Security Claiming Strategies For You

Make The Most Of Your IRA Required Minimum Distributions

Choose The Right Pension Options To Maximize Your Benefits

Successfully Navigate Retirement In Good, Bad, Or Sideways Markets

Reduce And/Or Avoid Paying Taxes On Your Social Security Benefit



Properly Invest Your 401(k) Funds

Create A Realistic Retirement Plan

Pay Off Your House Before You Retire

Avoid Common Retirement Planning Mistakes

Know When To Roll Your 401(k) Into An IRA

Determine How Much You Need To Accumulate

Make The Most Of Your Employer Retirement Plans

Know If You’re On Track And When You Can Retire

Determine Whether To Work Part-Time During Retirement



Reduce Current Income Taxes

Avoid Capital Gains Tax Distributions Each Year

Know Which Tax Reduction Strategies Are Best For You

Know If Your CPA Is Saving You The Most Possible In Taxes

Sell Highly Appreciated Assets Without Paying Capital Gains Taxes

Assess Tax Deductions And Plan For Future Tax Liabilities In Retirement

Identify Ways To Eliminate/Reduce Taxes Throughout Retirement And At Death



Leave A Meaningful & Lasting Legacy

Design A Plan For Your Future Care Needs

Reduce Or Eliminate Altogether The Death Tax

Avoid Being A Financial Burden To Your Children

Avoid Leaving Money To Your Kids The Wrong Way

Create A Plan To Care For Special Needs Beneficiaries

Know If Your Living Trust Is Protecting All Your Assets

Know If Your Estate Planning Documents Are Up To Date

Avoid Having Uncle Sam As A Major Heir To Your Estate

Save Time And Money Before Meeting With Your Attorney

Use Special Trusts To Accomplish Your Estate Planning Goals

Avoid Common Asset Ownership & Beneficiary Designation Mistakes

Know If Your Estate Planning Attorney Has Drafted The Right Documents

Safely Pass The Value Of Your IRA To Your Spouse/Heirs Completely Tax-Free

Know The Best Strategies To Make Gifts To Charities Or Children/Grandchildren



Avoid Common Investment Mistakes

Determine Your Personal Risk Number

Safely Invest In Volatile Stock Markets

Determine Your Portfolio Risk Number

Enjoy Liquidity Without Sacrificing Growth

Choose The Right Financial Advisor For You

Invest Today For Retirement Income Tomorrow

Reduce Or Eliminate Portfolio Management Fees

Make More Informed Financial/Investment Decisions

Determine The Right Investments To Reach Your Goals

Ensure That Your Advisor Is Acting In Your Best Interest

Know If You’re Paying Too Much For Investment Advice

Prepare For & Safely Avoid The Next Stock Market Crash

Understand Tax Consequences Of Various Investment Strategies

Coordinate Investments For Risk, Tax Efficiency, & Greatest Return



Know How Much A Long Term Care Illness Will Cost

Properly Dispose Of Unneeded Life Insurance Policies

Protect Assets & Income From An Extended Care Illness

Know How Much Life Insurance Your Family Will Need

Protect Your Assets From Lawsuits, Taxes, & Market Losses

Properly Determine The Financial Needs Of Your Surviving Spouse