Income and tax planning
Your income streams look very different after you retire. During the working years, most people have only one income source to think about. After you are no longer drawing a paycheck, you will receive income from Social Security, your investments, pensions, and other sources. We help you decide when and how much to draw against each income stream to avoid overpaying taxes.
Healthcare planning and long-term care
Health problems can derail your retirement if you don’t put the right mix of insurance policies and other strategies. Part of our role is to help you set up the right combination of insurance policies and utilize them effectively to ensure that the money will be there to cover your medical needs.
Legacy planning and survivor-needs analysis
As part of the financial planning process, we put tools in place to take care of your loved ones when you are no longer around and to pass on your wealth to the next generation in the right way. We review your estate plan annually to keep pace as your family grows and your needs change.