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Retirement. Reassured.

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Michael D. Hood, CLU®, ChFC®, AEP®, CASL®, RICP®

Michael D. Hood, CLU®, ChFC®, AEP®, CASL®, RICP®


Michael D. Hood, CLU®, ChFC®, AEP®, CASL®, RICP® is the Founder and President of Hood Financial, LLC, and provides independent and comprehensive insurance and investment advisory services.

Since 1986, Mike has specialized in helping pre-retirees and retirees to create, maintain, and enjoy the retirement they’ve worked a lifetime to achieve. He accomplishes this by using proven strategies to safely increase and guarantee income, protect assets, reduce taxes, protect against long term care, simplify finances, and create and leave a meaningful legacy.

Mike has earned several professional designations over his long career including: Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Accredited Estate Planner (AEP®), Chartered Advisor for Senior Living (CASL®), and Retirement Income Certified Professional (RICP®). He holds a Series 65 license as an Investment Advisor Representative, and is an independent insurance broker appointed with several companies. CA License #0708399.

For over 25 years, Mike’s been a member of the National Association of Insurance and Financial Advisors, Million Dollar Round Table, National Association of Estate Planners and Councils, and The Society of Financial Service Professionals. He is an Accredited Business with the Better Business Bureau and a member in good standing with the National Ethics Association.

A California native, Mike enjoys an active lifestyle which includes golf, music, movies, church, and community service. He and his wife Beverly have 3 children, one grandchild (so far), and live in Rancho Bernardo, CA.