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Retirement. Reassured.

Phone » 760.752.7848

Our Advantage

Dedicated to Providing Quality Service and Valuable Retirement Resources

Hood Financial firm founder Michael Hood believes that proper retirement planning may provide peace of mind and reassurance. He seeks to offer clients an unparalleled level of service and commitment. Here are just a few benefits of working with Michael:

Fiduciary Care
Many investors don’t understand the difference between an Investment Advisory Representative and a broker. While both can provide investment advice and strategies, Investment Advisory Representatives offer a higher standard of care. As an Investment Advisory Representative, Michael serves his clients in a fiduciary capacity, putting his clients’ needs and goals first and only offering them services and solutions that are appropriate.

Local Support
Based in Carlsbad, California, Michael works exclusively with clients in the greater San Diego area. He believes that the best way to build relationships is through face-to-face meetings and frequent communication. By working with clients locally, he can build strong, trusted relationships.

Retirement and Financial Resources
One way Michael provides education and information to his clients is through multiple free-of-charge resources. He hosts his own radio show, Hood Financial Strategies. On this show, he discusses ways of developing retirement income streams for retirees and pre-retirees. Additionally, he has written a booklet, “The Living Trust Lie,” which provides critical information regarding living trusts and estate planning and offers complimentary education kits, including a Social Security Kit and a Retirement Readiness Kit.

Independence
As an independent advisor, Michael doesn’t have any conflicts of interest or proprietary products. Instead, he has the freedom to choose from a wide range of services and products. He is committed to offering objective, unbiased advice and providing retirement strategies aligned with each client’s unique needs. Additionally, he understands the need to recognize, evaluate, and implement new opportunities and strategies that he believes may provide a lasting benefit.

Experience and Knowledge
Michael has significant experience in the financial services industry and knowledge of the retirement arena. He holds multiple prestigious designations and is a member of several financial and retirement-focused organizations. By staying up-to-date with the latest changes and updates in the financial services industry, he can better serve his clients and inform them of critical elements that may affect their retirement strategies.

Long-Term Relationships
Michael is dedicated to gaining his clients’ trust and respect. He firmly believes long-term relationships that encourage open and honest communication are two cornerstones in the foundation of success.